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Cookie Policy

Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we put on your computer. Cookies contain information that is transferred to your computer's hard drive.

Cookies

The cookies we use are 'analytical' cookies. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it. This helps us to improve the way our website works, for example by ensuring that users are finding what they are looking for easily.

You can find more information about the individual cookies we use and the purposes for which we use them in the table below:

NameExpirationDescription
_ga2 years Used to distinguish users.
_gat10 minutesUsed to throttle request rate.
__utmat2 years from set/updateUsed to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmt10 minutesUsed to throttle request rate.
__utmb30 mins from set/updateUsed to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmcEnd of browser sessionNot used in ga.js. Set for interoperability with urchin.js. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit.
__utmz6 months from set/updateStores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics.
__utmv2 years from set/updateUsed to store visitor-level custom variable data. This cookie is created when a developer uses the _setCustomVar method with a visitor level custom variable. This cookie was also used for the deprecated _setVar method. The cookie is updated every time data is sent to Google Analytics.
Eucookie1 yearUsed to record displayed cookie disclaimer notification

These cookies do not record any personally identifiable information (PII).

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

Changes to our cookie policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our Privacy and Cookies Policy.

Important Notes on Protecting your own Data

Please be aware of cybercrime and protecting your own information online, particularly financial information. Do not send unsecure personal information over the internet. We recommend you use encryption software or provide any information to us using the online tools we provide.

Do not respond to emails asking you to pay money. Never make a payment purely in response to an email. Always call the company to validate any payment requests and check the phone number independently from the email (i.e. via a secure web site). If you receive a phone call asking for payment ensure you are satisfied the call is genuine, or else call the company back to check. We will not take responsibility if you transfer money to a fraudster in error.

Google Reviews

See What Our Customers Say

We take pride in our customer service and are committed to providing you with the best possible experience. Here's what some of our customers have to say about us.

dennis anderton

dennis anderton

about 6 hours ago

We received outstanding service and expert advice from Mortgage42. Graham consistently delivers a high standard of professionalism and goes above and beyond to secure the most competitive deals available on the market. His dedication and thorough research are truly commendable. I would highly recommend Mortgage42 to anyone seeking reliable and professional mortgage advice and life insurance cover.

Mick Fryatt

Mick Fryatt

1 day ago

Sound professional advice given & I know Graham has a wealth of successful business experience, he will always put you in the right track & delivered with a smile.

Sarah Middleton

Sarah Middleton

6 days ago

Highly recommend Graham and team at mortgage42. I dread the re mortgage time however, on finding Graham he made the process simple and found me a much better deal. Karen was on hand to walk me through the initial steps and no question was too daft 🙈. I found them professional, friendly and Graham has a great way of explaining things. I’m now paying less and on a much better product. I know next time my mortgage is coming up for renewal I won’t have that dread in the pit of my stomach! Thanks again Graham and Karen!

Sam Baker

Sam Baker

7 days ago

Excellent service. Graham saved me £300 a month on my mortgage. Very grateful!

Veronica

Veronica

10 days ago

Graham is a miracle worker, he has literally saved our lives by reducing our mortgage repayments by £500 per month which were crippling us. Having been told by another mortgage broker that we couldn’t get a high street lender to take on our mortgage, Graham got us offers from Barclays and Nat west!! The service was fast, efficient and personal. We met Graham at 12.30 and had 3 mortgage offers from high street lenders by 3.30pm. The man is incredible and we can’t thank him enough for his kindness and his professionalism. It also needs to be said that Karen was brilliant, working in the background to make sure that we had all the correct documents and info ready for our meeting with Graham. Thank you very much guys, we cannot recommend you highly enough!!

Yescica Livesey

Yescica Livesey

11 days ago

I had a meeting with Graham last Friday, the meeting was outstanding from beginning to end. I was so nervous and stressed but in less than a minute i felt relaxed and very comfortable. Graham its an amazing professional and very knowledgeable. With in minutes i had a mortgage in principle and ready to start house hunting for me and my children. Thank you Graham

Sarah Hodgson

Sarah Hodgson

14 days ago

Graham is the master of mortgages! I first met him 12 years ago when buying my first home, the choices he advised me to make are the reason I'm in the home I am today! He can find a way to make anyone's dreams possible, while also being a genuinely great guy and loyal friend! Now working with Karen i only expect this 5 star service to carry on! His best piece of work for me to date has to be knocking 18 years off my mortgage with no repayment increases!!

tazentertainment102

tazentertainment102

14 days ago

Graham and His team are absolutely fantastic. From the minute we inquired about the mortgage to completion he was always on hand for help and advice. The mortgage I was originally on was a nightmare, but Graham managed to find a much better deal not only saving me money but more importantly relieving me of stress. I cannot recommend enough

Christopher Donnelly

Christopher Donnelly

15 days ago

Graham/Karen at mortgage42 were both brilliant and responded to every query I had promptly. Would definitely recommend and use again.

Lyndsey Wilson

Lyndsey Wilson

16 days ago

Outstanding service from Graham and the team at Mortgage42. Graham always welcomes us like old friends, understands my complete lack of confidence in 'hard sums' and gets my sense of humour. He explains things in a simple and easy to understand way without being patronising and he reassures you that no query is too small or insignificant. We were delighted to secure a mortgage that reduces the term by 2 years and doesn't break the bank for us each month. It's really refreshing to get advice from someone and not feel like you're being pressured into making a decision for their benefit. When the whole process was complete I could tell that Graham was just as delighted at the outcome as we were. If you’re looking for someone who really cares about his clients and will do the hard graft so you don't have to, this is the company for you.

James Walker

James Walker

17 days ago

Graham & Karen at Mortgage42 have been absolutely amazing. Really the best service I have ever had. What is usually a stressful and difficult process, Mortgage42 made it effortless and also gave excellent recommendation. It is a very friendly and personal set up and they made me feel really comfortable and it gave me real trust in choosing to use Mortgage42. I was able to reduce my mortgage term by 16 years! The systems and processes they use made it really easy to upload the required information, and I literally received a mortgage offer a day later. Graham was also able to review my insurance policies too. I can't thank Mortgage42 enough for their excellent service and their fantastic knowledge to provide me with a great new mortgage deal!

Tina Halton

Tina Halton

18 days ago

Graham and Karen are amazing, Such an easy process , Fabulous communication and contact , Found me a deal I am perfectly happy with , all explained carefully , I highly recommend .

Luke Wiggans

Luke Wiggans

20 days ago

The team at Mortgage42 have helped me massively, on a great mortgage rate and saving a great amount each month compared to what i've been paying. Graham can't thank you enough!

mark varey

mark varey

21 days ago

I've dealt with Graham since I bought my house back in 2019. He's been the best thing I've invested in through the process of owning a home. Every time I make sure he has his work cut out and he never fails to produce the goods. Would always recommend him highly to anyone looking to mortgage a property. He's the best out there!

Sandra Eschert

Sandra Eschert

25 days ago

Absolutely the best place for all your mortgage needs! Graham and Karen are quick, efficient and just amazing!

Hayley Sugden

Hayley Sugden

25 days ago

I Have know Graham for well over 20 years, and I have worked alongside him. He is so Knowledgeable of the sector, I would not use anyone else. All of his team are very professional and are dedicated to giving the best service. Highly recommended.

Katie Slater

Katie Slater

28 days ago

I’ve been coming to Graham now for a few years and he is absolutely fantastic! He is incredibly knowledgable, helpful and very thorough in every aspect of his job. I would highly recommend Graham at Mortgage 42, there’s no one better.

Kathryn Fawbert

Kathryn Fawbert

28 days ago

Graham & Karen from Mortgage42 have been fantastic in supporting us to take out a home improvement loan recently. Before and after our initial meeting, communication has always been easy, fast and clear, especially around understanding financial language and terms. They have kept us informed of the work they have completed including extra research to support us, which we’re really thankful for, and everything has moved along smoothly! Graham is really knowledgeable, positive and understanding and will take the time to fully explain processes in real terms. We would highly recommend Mortgage42 for financial advice- they’re a great team!

Sam Graber

Sam Graber

28 days ago

Professional service from start to finish. Very informative and patient approach.

Danielle

Danielle

30 days ago

Amazing service from Graham and the team. Been one of Graham's clients for years and wouldn't go anywhere else! Nothing is too much trouble, top notch service at all times with any queries! If you want a broker who actually cares, Mortgage42 is the way to go! 👌🏻

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