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Cookie Policy

Our website uses cookies to distinguish you from other users of our website. A cookie is a small file of letters and numbers that we put on your computer. Cookies contain information that is transferred to your computer's hard drive.

Cookies

The cookies we use are 'analytical' cookies. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it. This helps us to improve the way our website works, for example by ensuring that users are finding what they are looking for easily.

You can find more information about the individual cookies we use and the purposes for which we use them in the table below:

NameExpirationDescription
_ga2 years Used to distinguish users.
_gat10 minutesUsed to throttle request rate.
__utmat2 years from set/updateUsed to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmt10 minutesUsed to throttle request rate.
__utmb30 mins from set/updateUsed to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmcEnd of browser sessionNot used in ga.js. Set for interoperability with urchin.js. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit.
__utmz6 months from set/updateStores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics.
__utmv2 years from set/updateUsed to store visitor-level custom variable data. This cookie is created when a developer uses the _setCustomVar method with a visitor level custom variable. This cookie was also used for the deprecated _setVar method. The cookie is updated every time data is sent to Google Analytics.
Eucookie1 yearUsed to record displayed cookie disclaimer notification

These cookies do not record any personally identifiable information (PII).

You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.

Changes to our cookie policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our Privacy and Cookies Policy.

Important Notes on Protecting your own Data

Please be aware of cybercrime and protecting your own information online, particularly financial information. Do not send unsecure personal information over the internet. We recommend you use encryption software or provide any information to us using the online tools we provide.

Do not respond to emails asking you to pay money. Never make a payment purely in response to an email. Always call the company to validate any payment requests and check the phone number independently from the email (i.e. via a secure web site). If you receive a phone call asking for payment ensure you are satisfied the call is genuine, or else call the company back to check. We will not take responsibility if you transfer money to a fraudster in error.

Google Reviews

See What Our Customers Say

We take pride in our customer service and are committed to providing you with the best possible experience. Here's what some of our customers have to say about us.

Ben Stevens

Ben Stevens

5 days ago

Great service, very quick to respond and very helpful. Would definitely recommend.

Freya Hunt

Freya Hunt

7 days ago

Graham and Karen are the best in the business. Always available any time of day, they have squeezed me in for appointments and such short notice and their commitment and attention to detail has been outstanding. They’ve really taken the stress out of buying a house! Would highly recommend!

Calise Goldsmith

Calise Goldsmith

7 days ago

Can't fault Karen and Graham, they have been incredibly helpful during the whole process of arranging our first time mortgage. They're lovely people and very professional. Always quick to respond and give updates and answer any questions you have. They were able to solve any problems that arised during the process of acquiring our mortgage. Couldn't have done it without them. Would absolutely recommend Mortgage42.

Richard Jones

Richard Jones

9 days ago

My second time using Graham He is as funny and likeable as he is professional I highly recommend

Aaliyah Ngamlert

Aaliyah Ngamlert

13 days ago

As a first time buyer I was very nervous and unsure about how the whole process works. Graham has been so helpful breaking down how it works and making sure i understood the process, putting my mind at ease. I can’t thank you enough!

Mark Ling

Mark Ling

14 days ago

I had an excellent experience with mortgage42 Graham and Karen From the very beginning, they were clear, professional, and approachable. They took the time to understand my situation, explained all the mortgage options in plain English, and guided me through the whole process step by step. Communication was always prompt, whether by phone or email, and no question ever felt too small. They managed to secure me a competitive rate and made what could have been a stressful process feel straightforward and well-managed. I’d highly recommend mortgage42 to anyone looking for a mortgage advisor who is knowledgeable, reliable, and genuinely puts their clients first many thanks.

Jenna

Jenna

5 months ago

Always a fantastic service! We will never go anywhere else!

Peter Heatley

Peter Heatley

17 days ago

Very good service throughout the whole process. Karen and Graham were both quick to respond to any questions we had and are both very professional. Our zoom chats were great with Graham. His expertise and advice made the whole process very simple and gave us great confidence in him. I would highly recommend mortgage42 to anyone seeking a professional and friendly mortgage advisor.

Maria Taylor

Maria Taylor

22 days ago

Great experience with Mortgage42 super friendly, quick, and really clear with all the details sent over soon after the consultation. Made everything easy and stress-free. Highly recommend, thank you! ☺️

Aimee Thompson

Aimee Thompson

23 days ago

We have been using Graham’s outstanding services for the past 11 years since our first purchase. Graham has seen our circumstances change numerous times and his tailored advice has always served us well. Tonight’s meeting has seen us save £182.23 and have a solid 5 year plan in place. Thanks Graham as always for working wonders and a mention has to go to Karen for all her assistance, lovely to see a family business thriving

Dan C

Dan C

24 days ago

Absolute pleasure as always to work with, makes everything so easy for us thank you Graham and Karen.

Peter Joseph-Tebbutt

Peter Joseph-Tebbutt

28 days ago

Professional service, all aspects of our requirements were discussed in a way that we understood. Would highly recommend. Thank you Graham.

Joanna Maloney

Joanna Maloney

28 days ago

Graham and Karen at Mortgage 42 have been amazing from start to finish. They understood our financial needs and provided realistic and accurate advice (super quick too!), with no pressure to commit to anything. I would highly recommend their service and will definitely use them again. Joanna & John

Senga Bramwell

Senga Bramwell

about 1 month ago

Graham has help us with a mortgage for a number of years. Wouldn’t go with anyone else now. Very professional in what he does and find the best deals out there to suit your needs. Keep up the good work Graham/Karen xx

Laura Bentley

Laura Bentley

about 1 month ago

We’ve used Mortgage42 a few times now for our mortgage, life insurance policies etc. Both Graham and Karen provide nothing short of excellent care for their clients. They make the whole process as smooth as possible, they’re available to contact easily for any queries you may have and always have an apt response. We couldn’t be happier with the service they have provided and the laughs we have along the way are just an added bonus! Thanks Graham and Karen!

Brendan Dawson

Brendan Dawson

about 1 month ago

Fantastic experience as always, great help and communication from Graham and Karen all the way through the process. Thank you

Stevie Simpkin

Stevie Simpkin

about 1 month ago

As a first time buyer I was overwhelmed with information about where to start the house buying process. However Graham and Karen have been so helpful and put my mind at ease with everything. I'm looking forward to continuing working with them.

william rogers

william rogers

about 1 month ago

Great mortgage advice received from Graham, as always! Would strongly recommend Mortgage 42 services! Thank you

Sarah Ashworth

Sarah Ashworth

about 1 month ago

Graham was very knowledgeable and helpful. The session was arranged at a time to suit me. Everything was fully explained! Fantastic service, highly recommended

Sarah McDonald

Sarah McDonald

about 1 month ago

Couldn’t fault the service from mortgage 42 everything has ran so smoothly, anything that needed to be covered or answered was to the highest standard. Would highly recommend to anyone who is a first time buyer, they provided me with so much information, support and guidance on what would be best. Thank you Mortgage 42

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